Sphere Blog
5 min read

Offload Wallets: From Wallet to Bank

Automated stablecoin-to-fiat conversion made simple.

Written by
Sphere Team
Published on
October 1, 2025
Simplifying Crypto-to-Fiat for Businesses

SpherePay’s Offload Wallets have been quietly transforming how businesses manage digital payments. While not brand-new, this feature deserves the spotlight for how it streamlines the process of converting stablecoins into fiat currency with unprecedented simplicity.

How Offload Wallets Work

The concept is straightforward: each Offload Wallet provides a unique wallet address linked directly to your chosen bank account. When stablecoins are sent to that address, they’re automatically converted to fiat and delivered to your account — instantly.

  1. Receive – Send USDC or USDT to your Offload Wallet address
  2. Convert – SpherePay instantly converts stablecoins to USD or EUR
  3. Deliver – Funds land in your linked bank account

No manual steps. No integrations. No waiting.

Supported Currencies and Networks

Fiat Currencies:

  • USD
  • EUR

Stablecoins & Networks:

  • USDC: Arbitrum, Avalanche, Base, Ethereum, Polygon, Solana
  • USDT: Ethereum

This wide coverage means customers can pay from the chain that suits them best.

Why It Matters

For many businesses, managing the crypto-to-fiat bridge has historically been complex: fragmented APIs, batch settlement delays, and operational overhead. Offload Wallets remove that friction, making it easy to:

  • Accept crypto payments but operate in fiat
  • Reduce manual processes and reconciliation work
  • Maintain predictable settlement and cash flow
  • Simplify global operations across regions

Compliance & Security at the Core

Offload Wallets are available worldwide, except in regions restricted by law. SpherePay’s infrastructure ensures:

  • Full KYB/KYC compliance
  • Enterprise-grade security protocols
  • Confidence that every transaction is handled responsibly

Setting Up Offload Wallets

Getting started is as simple as navigating to the Transfer → Bank Account tab in the SpherePay dashboard and generating a wallet address. You can create multiple wallet addresses for a single bank account, giving you flexibility to organize different payment streams.

A Step Toward Practical Adoption

Offload Wallets illustrate SpherePay’s commitment to making stablecoin adoption practical for real businesses. By automating the hardest part of the process — turning digital assets into usable fiat — companies can focus on growth rather than operations.

👉 Already using SpherePay? Log into your dashboard to set up additional Offload Wallets and make the most of this feature.

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