Send money anywhere
From dollars and euros to pesos and beyond, Sphere makes moving between currencies effortless.
Solutions
Cross-border payments for businesses
Better money movement—from wire, bank transfer, and card to support for every major network— transferring money over the internet has never been easier.
For international remittances
Send your preferred currency, your vendors receive USD, MXN, BRL, EUR at world-class exchange rates.
- Compliant & secure
- Near-instant settlement
- Global coverage
For high-net-worth individuals
- Dedicated support 24/7
- Deep liquidity
- Privacy and encryption
For Finance & FinTechs
- Service level agreements
- Customer guardrails
- API and No-Code Solutions
Connecting the world’s currencies
Sphere handles the engineering, operational, and regulatory complexities for you — orchestrating so you don't have to.
- Available by API, no-code, and embeddable widget.
- Save hundreds of hours on development time.
- Unrivaled pricing.
Sphere dashboard
Sphere payment links are versatile, customizable and robust. They adapt to your needs, whether for one-time purchases or recurring subscriptions.
Accept payments directly from email, SMS, social media, website, or app. Get the full power of Sphere without having to write a single line of code.
Developer toolkit
We follow the best practices in payments to deliver semantic, easy-to-use SDKs. Focus on growing your business while we handle smart contract audits, cross-chain orchestration, and all the technical, operational, and compliance upkeep.
- Simple, powerful, and intuitive RESTful API
- Copy and paste code that just works
- Concise and thorough documentation
An end-to-end payments suite
Connect seamlessly through a single API or a user-friendly no-code console in just minutes. Gain access to top-tier compliance, accounting, payments, on/off-ramps, analytics, and developer tools.
Comprehensive analytics
Multiparty payments and payouts
Build together with role-based ACLs
AML & fraud detection
Secured and certified
AML fraud detection
OFAC sanctions
FTC best practices
GDPR best practices
PCI compliant
AML fraud detection
OFAC sanctions
FTC best practices
GDPR best practices
PCI compliant
Email notifications
Lowest Fees on the Market
All transactions at a competitor matched fee, with network fees passed at cost.
Convenient Swaps
Payouts directly to your or a third-party vendor’s bank account, either manually or on a scheduled basis, with competitive OTC rates.
Instant Settlements
Receive your money in seconds to minutes, instead of days to weeks.
Split Payouts
Automatically split payments without extra fees.
Non-Custodial
Payments are peer to peer and we never handle customer or merchant funds.
Audited
Our contracts are audited by industry-leading experts. We regularly conduct threat modeling, penetration testing, and vulnerability assessments on our infrastructure.
Compliant
Sphere follows all best practices according to US regulations and uses licensed money transmitters.
Encrypted
All data is encrypted and/or tokenized at rest and in transit. We never store sensitive PIIs, and have strict ACLs.
FAQ
Commonly asked questions. Can’t find the answer you’re looking for? Please get in touch.
Software access is free, but we take a small transaction fee. Custom enterprise pricing is available upon request.
From dollars and euros to pesos and beyond, Sphere makes moving between currencies effortless.
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Sphere Laboratories, Inc - CRN #7141668 1209 Orange Street, Wilmington, DE 19801