Financial infrastructure for emerging markets
Give your customers dollar access, cross-border payments, and protection from local currency volatility in markets where banking infrastructure falls short. Sphere provides the rails. You build the product.
Key benefits
Dollar access without US banking
Provision named USD deposits for your users with local onboarding. No US bank account, no SWIFT dependency. Just stable dollar access.
Reliable cross-border corridors
Move money into and out of LATAM, Africa, and APAC markets with direct banking relationships, even where traditional corridors are slow or expensive.
Protection from currency volatility
USD stablecoins are designed to hold 1:1 dollar parity, protecting your users' purchasing power in markets with high inflation or currency instability.
How it works
Tailored for businesses serving emerging markets
Connect local rails
Sphere integrates with local payment methods and banks in each market.
Convert to stable value
Local currency converts to USD-pegged stablecoins automatically.
Move money globally
Send and receive cross-border payments using stablecoin rails.
Off-ramp locally
Convert back to local currency and deliver to any bank account in supported corridors.
What emerging market
businesses build with Sphere
Dollar access
Enable businesses and consumers in emerging markets to receive, send, and transact in USD without a US bank account.
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
Explore other industries
See how else SpherePay supports businesses operating at scale.
Importers, exporters, and trading firms
Neobanks and digital wallets
Exchanges, brokers, and liquidity platforms
