Add fiat on/off-ramps
to your app
Embed conversion between fiat and stablecoins directly into your product with a unified API. Let your users buy, sell, and move between fiat and stablecoins, without building or licensing the infrastructure yourself.
Key benefits
Launch fiat access fast
Go from zero to live fiat on/off-ramps in days, not months. A single API handles conversion, compliance, and settlement so you can focus on your product.
One API, full coverage
Consolidate multiple providers into one integration. Sphere handles fiat-to-stablecoin conversion, optimized routing, and multi-corridor coverage under the hood.
Reduce onboarding drop-off
Built-in KYC clears in minutes, not hours. More users complete their first transaction because the onboarding flow is fast and seamless.
How it works
Getting started with on/off-ramps
Integrate the API
Add Sphere's on/off-ramp directly into your frontend. Full control over the user experience.
Onboard end users
Users complete KYC through Sphere's hosted or API-driven flow. Verification clears in minutes.
Convert between fiat and stablecoins
Users buy or sell stablecoins with fiat. Sphere routes across optimized liquidity sources.
Settle to wallet or treasury
Funds land directly in the user's wallet or your platform's treasury account.
Industries adding on/off-ramps
Learn how SpherePay supports businesses operating at scale.
PSPs, marketplaces, and payroll platforms
Run high-volume payouts and collections through unified money movement with automated reconciliation.
Neobanks and digital wallets
Let your users move between fiat and stablecoins natively inside your app, with no third-party redirects.
Exchanges, brokers, and liquidity platforms
Add compliant fiat on/off-ramp rails to your trading platform with consistent rates and coverage.
Explore other use cases
Dollar access
Enable businesses and consumers in emerging markets to receive, send, and transact in USD without a US bank account.
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
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Treasury and liquidity
Rebalance working capital, reduce idle cash, and move USD between entities and accounts faster than legacy rails.