Scale pay-ins and payouts with unified orchestration
Run high-volume payouts and collections through a unified money movement layer. Sphere handles cross-border settlement, conversion, and reconciliation, so you can focus on scaling your platform.
Key benefits
Improve payout completion
Reduce failures and returns with reliable settlement across hard corridors. Stablecoin rails deliver higher completion rates than legacy wires.
Consolidate providers
One integration for funding, conversion, delivery, and reporting. Stop managing separate providers for each corridor or payment type.
Automate reconciliation
Clean references, real-time statuses, and reconciliation-ready data across high-volume payments. Built for platforms that process at scale.
How it works
Built for high-volume platforms
Create payout batch or instruction
Submit a batch or a single instruction via API.
Fund once
Fund in USD or stablecoins. One funding event covers the full batch.
Disburse to recipients
Deliver to named accounts or third-party beneficiaries in stablecoin or fiat.
Track and reconcile
Track statuses and automate reconciliation and exception handling.
What PSPs & payroll
platforms build with Sphere
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
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On/off-ramp
Build conversions directly into your product, letting end users buy or sell stablecoins with a unified API.
Explore other industries
See how else SpherePay supports businesses operating at scale.
Neobanks and digital wallets
Global businesses in emerging markets
Exchanges, brokers, and liquidity platforms
