Power your neobank or wallet with global payment rails
Offer your users fiat on/off-ramps, named USD deposits, and cross-border transfers, all through Sphere's API. One integration to go from local wallet to global financial product.
Key benefits
Receive USD payments natively
Each user gets named US bank details through Onramper Accounts. Incoming USD auto-converts to stablecoins and lands in their own wallet. No balances held, nothing to custody.
Native fiat on/off-ramps
Users move between local currency and stablecoins directly inside your product. No third-party redirects, no broken UX. Just seamless conversion.
Cross-border from day one
Enable international transfers for your users across LATAM, Africa, and APAC corridors, with same-day settlement and compliance built in.
How it works
Tailored for neobank and wallet teams
Integrate Sphere's API
Add named USD deposits, conversions, and transfers to your wallet or banking app.
Onboard users
Sphere handles KYC with local identity documents. Users verify in minutes.
Enable core features
Users deposit local currency, transact in USD, and send cross-border transfers from your app.
Scale globally
Expand to new corridors without new banking partnerships. Sphere manages the rails.
What neobanks & wallets
build with Sphere
Dollar access
Enable businesses and consumers in emerging markets to receive, send, and transact in USD without a US bank account.
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On/off-ramp
Build conversions directly into your product, letting end users buy or sell stablecoins with a unified API.
Explore other industries
See how else SpherePay supports businesses operating at scale.
Importers, exporters, and trading firms
Global businesses in emerging markets
Exchanges, brokers, and liquidity platforms
