Faster cross-border settlement for global trade
Settle international invoices the same day. Sphere gives importers, exporters, and trading firms a faster, cheaper alternative to correspondent banking, with full traceability and reduced FX exposure.
Key benefits
Settle invoices the same day
Pay suppliers and receive payments across borders the same day. No more waiting 3–5 business days for funds to clear through correspondent bank chains.
Cut hidden FX costs
Traditional cross-border payments layer on intermediary fees, opaque FX markups, and correspondent banking charges. Sphere settles on stablecoin rails so you keep more of every transaction.
Simplify operations
Every payment has an on-chain audit trail. Know exactly where your money is at every step, from initiation to delivery, with compliance-ready records.
How it works
Tailored for trade finance workflows
Fund in USD or stablecoins
Deposit USD or stablecoins to fund your payment instruction via API or dashboard.
Route via stablecoin settlement
Payment routes through Sphere's stablecoin settlement layer for rapid processing.
Deliver to recipient
Deliver as stablecoin to recipient wallet or convert to recipient's local fiat currency.
Reconcile with reporting
Get references, confirmations, and reconciliation-ready reporting data.
What importers &
exporters build with Sphere
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
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Treasury and liquidity
Rebalance working capital, reduce idle cash, and move USD between entities and accounts faster than legacy rails.
Explore other industries
See how else SpherePay supports cross-border payments and treasury movement for businesses operating at scale.
Neobanks and digital wallets
Global businesses in emerging markets
Exchanges, brokers, and liquidity platforms
