Treasury infrastructure that moves at the speed of your business
Optimize USD positioning, reduce idle capital, and rebalance across entities and accounts in real time. Sphere replaces fragmented treasury providers with a single platform for global capital management.
Key benefits
Free trapped capital
Stop prefunding accounts across markets. Move capital on demand instead of locking it in advance across jurisdictions.
Accelerate treasury cycles
Same-day settlement means cash stays productive, not idle. Reuse liquidity faster and process more payments with less working capital.
Unify multi-entity visibility
See all positions, exposures, and flows across entities and corridors in one place, with consistent reporting across jurisdictions.
How it works
Getting started with treasury and liquidity
Position capital
Convert fiat to stablecoins for on-demand USD access across your accounts and entities.
Deploy on demand
Fund payments, working capital, or operational needs directly from your stablecoin treasury.
Rebalance in minutes
Move funds between accounts, entities, and corridors as business needs change.
Report and reconcile
Track exposures, activity, and audit trails with finance-ready controls and exportable reporting.
Industries using treasury and liquidity
Learn how SpherePay supports businesses operating at scale.
Neobanks and digital wallets
Manage float, settlement funds, and cross-border liquidity for your customer base from a single platform.
Importers, exporters, and trading firms
Settle cross-border invoices faster and reduce FX exposure in trade corridors.
Exchanges, brokers, and liquidity platforms
Rebalance trading capital across venues and entities in real time.
Explore other use cases
Dollar access
Enable businesses and consumers in emerging markets to receive, send, and transact in USD without a US bank account.
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
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On/off-ramp
Build conversions directly into your product, letting end users buy or sell stablecoins with a unified API.